You can use time to buy money, but you can’t use money to buy time.
You only realise how valuable time is, when you are finally aware of its scarcity. And when you realise its value, you will try to scrape and scringe at every piece of time you can save. You will become a time miser.
The question is: why is my action/decision inconsistent with my thought/reasoning?
Like a missing puzzle piece, there is a gap which I am unable to account for.